Tag Archive for chequesplus.com

CIBC set to launch eDeposit for cash

Thе fіrѕt аmоng thе bіg 5 Cаnаdіаn bаnkѕ tо іntrоduсе rеmоtе сhеquе dероѕіt tесhnоlоgу оn a mоbіlе рhоnе fоr реrѕоnаl аnd ѕmаll buѕіnеѕѕ clients, іѕ nоw thе fіrѕt bаnk tо gо ріlоtіng a vеrѕіоn оf іtѕ eDeposit fоr саѕh ѕоlutіоn fоr buѕіnеѕѕеѕ wіth lаrgеr саѕh volumes.

Cuѕtоmеrѕ whо fіnd thе рrосеѕѕ оf dероѕіtіng саѕh аt thе bаnk tоо іmрrасtісаl оr јuѕt tоо ѕlоw аrе gеttіng a hеlріng hаnd frоm thеіr banks. In аn еffоrt tо mаkе trаnѕасtіоnѕ mоrе convenient, ассеѕѕіblе аnd faster, Canadian Imреrіаl Bаnk оf Cоmmеrсе hаѕ еmbаrkеd оn ріlоtіng a nеw fеаturе whісh іѕ ѕаіd tо аllоw buѕіnеѕѕ оwnеr tо dероѕіt саѕh whіlе thеу аrе ѕtіll аt thеіr рrоѕресtіvе ѕtоrеѕ оr оffісеѕ CIBC’s lаtеѕt eDeposit fоr саѕh іnnоvаtіоn аllоwѕ саѕh ѕсаnnеd аnd соuntеd bу аn аutоmаtеd bіll rеаdеr the cash is then deposited into the Client safe Account thus giving them access to the funds before the cash is actually taken to CIBC this whole process is carried out with the aid of brink’s Computer safe

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The Combination of Comfort and On-The-Go Access Is Triumphing in the Market

#1-bankAt Cheques Plus we are always covering what’s happening in the financial world and today we will discuss about mobile solutions applied to finances:

We live in a digital Era where internet is making our lives more comfortable while speeding up certain processes. If you have been interested in the latest updates on the digital market, you can see that it’s clear that mobile solutions are managing to make room in this competitive world.

By looking at smartphones sales, tablets and so forth, we can clearly notice that more and more people are choosing those mobile solutions to perform different activities that in the past required a computer. The days when you needed to turn on your computer to check your email inbox, buy a product or communicate are gone. Now you have mobile solutions you can use combining comfort and commodity.

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Why Buy From Cheques Plus

Why Buy From Us

There are many companies that allow you to reorder your cheques online and will deliver your purchase to your door, but no other online retailer or financial institution offers all of the benefits and services that you’ll receive from Cheques Plus.

We are the absolute best source for your cheque order because:

We have the best prices
At Cheques Plus, we offer very competitive pricing on both personal and business cheques. We keep up to date on our competitors’ prices, so that we can meet or beat them with all of the styles that we carry. When you choose to buy from us, you can be confident that you’re getting the absolute best price on whatever type of cheques you choose.

 

We offer free shipping
If you’re a customer in Ontario or Quebec, you can benefit from free shipping when you choose Cheques Plus. We offer free shipping on on most products and orders over $50, and our rates for shipping to the other provinces are as affordable as possible.

We ship quickly
When you need to reorder cheques, you often can’t afford to wait days for your order to arrive. That’s why Cheques Plus ships orders the same day whenever possible. We always select the fastest shipping methods available, so that you can have your cheques the very next day.

We don’t have hidden fees
For special order customizations, we do not assess any hidden or additional fees. We never charge setup fees for these services, meaning there are never any nasty surprises when it comes time to pay for your order.

We are a one-stop shop
At Cheques Plus, we simplify shopping by offering all of the supplies that you need for check-writing and making deposits. We have a complete selection of cheques, deposit slips, envelopes and stamps all available for competitive prices every day.

We are a trusted Canadian company
When you order cheques, you are entrusting a company with your sensitive financial information, such as your account number, so you want to be sure that you are dealing with a trustworthy organisation. Cheques Plus is a Canadian company based in Quebec. We have an excellent reputation in the industry and will ensure that your personal information is protected.

If you’re looking for a hassle-free cheque reordering experience, Cheques Plus is the absolute best choice. Find the perfect cheques for your needs by shopping our website today.

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No More Door-To-Door Delivery?

No More Door-To-Door Delivery?

Canada Post has recently announced that it will be making changes to its delivery service.  The planned changes will include the phasing out of door to door delivery as well as the introduction of community mail boxes.  There will also be an increase in postage stamps from 63 cents to $1.  However, to make postal services more accessible for customers, Canada Post plans to open up more outlet offices.

The primary reason driving this change is the fact that there has been a rapid decline in the use of postal services. Since 2006, approximately one billion fewer pieces of mail have been delivered by Canada Post as people are now choosing to use email and online payment services instead of regular post.  This has resulted in a decline in Canada Post’s revenues thus forcing it to change its strategy. It is being forecasted that Canada Post will lose nearly $1 billion by 2020.  In light of such dire projections, Canada Post has decided to alter its mode of operation.

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Easy banking on iPhone with updated CIBC app

If you are willing to use your iPhone for fast and secure transactions, CIBC has just released an essential update to its classical app for Apple’s products. Mobile banking has never been easier, once you will try it, you will be delighted.

You will simply use the camera of your gadget and you will be able to deposit cheques, by the concrete snap of your document. This is a proof worthy enough for the Canadian bank to submit the further steps required in a mobile banking transaction. All in all, you don’t have to use an ATM or bank’s online services, to have your transaction performed, a couple of front and back pictures will help you save time. The update app is quite useful for businesses needing to sign multiple customer cheques, but also as individual user you can always enjoy the benefits of a comfortable mobile banking.

According to the bank’s representatives, this update will save the time of 11 million customers, an impressive number, if no technical trouble appears during the process. An interesting detail about this spectacular change is that the CIBC admitted that customers feverishly required the new method of payment, so the bank was just fulfilling their wish. You can do the same magic with your Android gadget too, the only exception established for the moment by the bank is that the service is available only for Canadian dollar cheques via eDeposit. Unfortunately, CIBC hasn’t mentioned when its BlackBerry and android app will receive the same update.

According to a financial report issued last year, it seems that other six major banks prepare their infrastructure in order to introduce a similar feature, so mobile banking will soon face a revolution. For the moment, ING Direct offers a similar app.

CIBC stated that the update is safe and secure, since none of your sensitive information regarding your money is effectively store on your gadget, which is transmitted wireless, but don’t neglect an extra-protection thanks to antivirus software.

Update (Dec. 12 2013):
CIBC announced that they are expanding innovative eDeposit service for business clients too by providing them with a desktop cheque scanner. Head over here for the full details.

 

How to Avoid Becoming a Victim of Cheque Fraud – Part 2

Despite the widespread use of other payment methods, cheques still remain in use.  According to Statistics by the Canadian Bankers Association, Canadian financial institutions still process approximately one billion cheques every year.

Cheque fraud can occur in two different ways. They can either be stolen or fraudsters can make changes to them.  You need to not only protect your cheques from being misused but also from being given one of these fraudulent cheques.

Financial institutions have their own measures to detect if a cheque is fraudulent or not.  However, the common man may not have access to the tools that they have.  However, there are still certain ways in which you can detect whether you have been given a fraudulent cheque.

Most Canadian banks have certain security features built into their cheques such as watermarks or specific designs. These are generally printed on the back of the cheque. If the cheque you’ve been given is not original and has been scanned or photocopied, these intricate designs or watermarks will not be there.  This is one way that you could identify that the cheque is forged.

If you’ve been given a money order or a bank draft and you have certain doubts about their originality, it is always a good idea to call the bank that has issued the cheque to make sure it is genuine and the funds will be released once you deposit it. In addition, there are some basic precautions that should always be taken when writing or receiving cheques.  Always ensure they are properly dated and fully completed; if you see even minor signs of any alteration, do not accept such cheques; avoid accepting post-dated cheques; if a cheque was originally made out to someone else an then signed over to you, do not accept it; do not accept counter cheques.

Be wary of Cashier’s Cheque Fraud.  A large number of people assume that a cashier’s cheque is as good as cash.  That is not always the case.  Sometimes buyers make out a cashier’s cheque in excess of the purchase price of the product.  The buyer then asks the seller to pay him back the extra money.  This is an example of a cheque overpayment scam.  These could be done either through a lottery, auction or secret shopping offers.  You might end up realizing that the overpaid cheque that you deposit is a fake and although the funds may be registered immediately, once the cheque is actually processed, your bank will determine that it is fake.   You will then have to bear the penalty as well as the loss of any funds that you may have wired to the buyer for the amount that he had initially overpaid.

Overall, simple yet effective precautionary measures can help you minimize the chances of becoming a victim of cheque fraud.